Join > Volunteers To join the First Baptist Church Federal Credit Union you must complete an application, provide a copy of your photo identification, pay a non-refundable joining fee of $1.00, and make a minimum deposit of $5.00. All monies deposited from thenceforth will be referred to as “shares.” We encourage you to make deposits, in any amount, regularly and often. As a shareholder, the shares (money) in your account belong to you, and may be added to or withdrawn any time during Credit Union hours. The National Credit Union Association insures all members’ shares up to $250,000.